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| Voluntary LTD |
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With Voluntary Long Term Disability (LTD), employers can give employees the opportunity to purchase coverage that can be crucial to protecting their financial well-being. Sun Life Financial partners with our LTD customers by providing early claim intervention, nurse case consultation, and a Social Security Assistance program. Voluntary LTD is available stand-alone, or integrated with our Voluntary STD coverage.
Benefit Highlights
- Rich plan designs: monthly benefit maximums up to $6,000; 90 and 180 day elimination periods, 2,3,5 years and to age 65; 40%, 50%, and 60% income replacement levels
- Return-to-work incentives
- Partial Disability and Survivor benefits
- 12-month no-offset provision
- Presumptive disability provides
- Choice of disability definitions
- Clinical case management
Optional Features
- COBRA premium reimbursement benefit
- Continuing education for dependents
- Child care benefit
Enrollment Services
- Assigned SLF Employee Benefits Group Account Manager
- Customized enrollment campaign plans
- Full-color enrollment packages
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Contact your local Sun Life Financial Employee Benefits Group Representative Today.
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) under Policy Form Series 93P-LH and 98P-ADD in all states except New York. In New York, group insurance policies are underwritten by Sun Life Insurance and Annuity Company of New York (New York, NY) under Policy Form Series 93P-LH-NY, 06P-NYDBL, 02P-NYSTD and 98P-ADD-NY. Group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.)** (Wellesley Hills, MA) in all states under Policy Form Series GP-A and GP-D. Product offerings may not be available in all states and may vary depending on state laws and regulations.
** Formerly known as Genworth Life and Health Insurance Company.
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