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| Disability for Physician Groups |
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Sun Life Financial serves the unique Disability Insurance needs of physicians and medical groups through an exclusive partnership with MGIS, the nation's largest provider of administration for medical groups. We have designed one of the strongest contracts available for physician groups at competitive prices. It is our specialty to help protect your specialty!
Product Range
For physician and medical group with 3 to 1,000+ employees
- Short Term Disability
- Long Term Disability
Superior Contract Features
- True "Own Specialty/Sub Specialty" definition of disability
- No requirement for physicians or staff to participate in a rehabilitative employment program
- Benefit levels available up to 66 2/3% to $20,000/mth
- Flat 5% indexing of earnings (provides a higher partial disability benefit)
- Dual formula zero day residual disability benefits
- More liberal mental/nervous and drug/alcohol limitations
- Conversion included
- Sabbatical leave coverage continuation for up to 12 months
Benefit Highlights
- Dedicated physician claims specialists
- Money back service guarantee
- 37 years of physician-market expertise
- Emergency Travel Assistance provided by Assist America
- SecurAssist® - security planning and threat prevention service for employers provided by Assist America
- Employee Assistance program (EAP) provided by ComPsych
- HR Essential online resource for employers with HR questions and needs
Optional Benefits
- Cost of living adjustment
- Business overhead expense benefit
- Extended earnings protection benefit
- Infectious and contagious diseases rider
- Assisted living benefit
- Accidental dismemberment/Loss of sight benefit
- Pension contribution benefit
- Progressive illness benefit
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Contact your local Sun Life Financial Employee Benefits Group Representative Today.
Emergency Travel Assistance and SecurAssist are not insurance products.
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) under Policy Form Series 93P-LH, 98P-ADD and TDBPOLICY-2006 in all states except New York. In New York, group insurance policies are underwritten by Sun Life Insurance and Annuity Company of New York (New York, NY) under Policy Form Series 93P-LH-NY, 06P-NYDBL, 02P-NYSTD and 98P-ADD-NY. Group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.)** (Wellesley Hills, MA) in all states under Policy Form Series GP-A and GP-D. Product offerings may not be available in all states and may vary depending on state laws and regulations.
Employee Assistance Program (EAP) is provded through an arrangement with ComPsych, an independent organization which is not affiliated with Sun Life Financial. EAP is not an insurance product.
This page contains links to web sites operated by third parties. Sun Life Financial provides these links for your convenience and is not responsible for the content found on external links.
** Formerly known as Genworth Life and Health Insurance Company.
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